Knowing what to do with your money is more important than ever Billingsley Gitman Joehnk s market leading PERSONAL FINANCIAL PLANNING 14E provides the tools techniques and understanding you need to define and achieve your financial goals You will find the numerous practical examples illustrations and reliance on common sense that is engaging and refreshingly concrete Features such as You Can Do It Now the Financial Impact of Personal Choices Financial Fact or Fantasy Financial Planning Tips Financial Road Signs and Behavior Matters keep the material relevant and vital to facing a life time of important personal financial decisions The 14th edition is packed with information relevant to you for example changing spending habits for the better knowing the right questions to ask a financial adviser using tips on budgeting and planning for retirement knowing what to look for when choosing a bank knowing whether to buy or lease a car knowing what s important when buying your first home and choosing the right credit card All new features teach you to use today s critical financial tools and technology including financial planning software CFP practice questions provide valuable practice The CengageNOW Aplia or MindTap online learning system helps you complete your homework and achieve the grade you want Knowing what to do with your money is more important than ever Billingsley Gitman Joehnk s market leading PERSONAL FINANCIAL PLANNING 14E provides the tools techniques and understanding you need to define and achieve your financial goals You will find the numerous practical examples illustrations and reliance on common sense ...that is engaging and refreshingly concrete Features such as You Can Do It Now the Financial Impact of Personal Choices Financial Fact or Fantasy Financial Planning Tips Financial Road Signs and Behavior Matters keep the material relevant and vital to facing a life time of important personal financial decisions The 14th edition is packed with information relevant to you for example changing spending habits for the better knowing the right questions to ask a financial adviser using tips on budgeting and planning for retirement knowing what to look for when choosing a bank knowing whether to buy or lease a car knowing what s important when buying your first home and choosing the right credit card All new features teach you to use today s critical financial tools and technology including financial planning software CFP practice questions provide valuable practice The CengageNOW Aplia or MindTap online learning system helps you complete your homework and achieve the grade you want