PERSONAL FINANCIAL LITERACY Third Edition covers the most current and relevant financial topics that impact today s students including budgeting identity theft saving investing risk management and careful use of credit This text teaches students how to plan and manage their personal finances how to live a financially successful life and what their financial responsibilities are as citizens It is aligned with the Jump tart Coalition s National Standards for Personal Financial Literacy The personal focus of this course makes it relevant and meaningful to those just starting down the path to personal financial independence